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PM Modi launched Aadhar based Mobile payment App BHIM for digital transactions

Today at the Digi Dhan Mela, PM Narendra Modi launched the Aadhar based mobile payment application called BHIM (Bharat Interface for Mon...

BHIM App

Today at the Digi Dhan Mela, PM Narendra Modi launched the Aadhar based mobile payment application called BHIM (Bharat Interface for Money). This is a redesigned version of UPI (Unified Payment Interface). This app is used to make payments through digital transactions. This is Modi's initiative since the demonetisation act.  


This app is available for Android versions, through this app users can pay and receive money with no processing fee. This app doesn't require Internet Connectivity. A user is provided authentication by their thumb. This app can also be accessed using USSD from any phone including feature phones using USSD code *99#.


Here is the list of 30 Banks which support UPI (Unified Payment Interface):



Allahabad Bank

Andhra Bank
Axis Bank
Bank of Baroda
Bank of Maharashtra
Canara Bank
Catholic Syrian Bank
Central Bank of India
DCB Bank
Dena Bank
Federal Bank
HDFC Bank
ICICI Bank
IDBI Bank
IDFC Bank
Indian Bank
Indian Overseas Bank
IndusInd Bank
Karnataka Bank
Karur Vysya Bank
Kotak Mahindra Bank
Oriental Bank
Punjab National Bank
RBL
South Indian Bank
Standard Chartered Bank
State Bank of India
Syndicate Bank
Union Bank of India
United Bank of India
Vijaya Bank


How does it Work 

You have to register your bank account with BHIM, and set a UPI PIN for the bank account. Your mobile number is your payment address (PA), and you can simply start transacting. 

You can send, receive from friends, family and customers through a mobile number or payment address. Money can also be sent to non UPI supported banks using IFSC and MMID. You can also collect money by sending a request and reverse payments if required. 

Here is full speech of PM at the launch of BHIM:


Source: MyGov India

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Suvichaarm: PM Modi launched Aadhar based Mobile payment App BHIM for digital transactions
PM Modi launched Aadhar based Mobile payment App BHIM for digital transactions
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